Empower Your Future
Empower Your Future
With years of experience in both business and personal lending, a robust understanding of finance and leasing, and fornal financial planningi trainng, I offer a unique, comprehensive, and flexible skill set that allows me to effectively connect with clients and understand their entire financial picture. My background in originating and underwriting loans has equipped me with the insights needed to drive profitable relationships. I am passionate about helping businesses achieve their financial goals.
A Summary of Lending & Credit Underwriting Expertise
Computer Skills:
Industry Systems:
Vice President Lending Manager Southern Lakes Credit Union
Credit/Underwriting Manager
Finance of America – Commercial
Loan Specialist – Team Lead
U.S. Small Business Administration
Senior Vice President Lending Officer
F & M Bank
Senior Vice President – Commercial Lending
North Shore Bank
Leadership, Credit Policy & Compliance
Financing businesses with loans or credit lines to drive growth, manage cash flow, and fund operational or capital needs.
Financing commercial or income-producing properties, including offices, retail, industrial, and multi-family investments.
Business loan or line of credit that is secured by a company’s assets, such as accounts receivable, inventory, or equipment. These loans help businesses access working capital or finance growth based on the value of their assets rather than just cash flow or profits.
Loans or credit provided to purchase, build, or renovate office space for professional services, such as doctors, dentists, lawyers, or other licensed practitioners. These loans are typically based on the property’s income potential, location, and borrower’s financials.
Customized loans or credit solutions offered to wealthy individuals, business owners, or professionals like attorneys, physicians or other. Loans are typically secured by investments, real estate, or other assets. These loans support personal or business needs, such as investment opportunities, large purchases, or tax planning, and are often structured with flexible terms and personalized service.
Loans or credit provided outside standard bank channels, often by private individuals or specialty lenders. These options may include short-term loans, bridge financing, hard money loans, or other customized lending solutions for borrowers who do not meet conventional bank criteria.
Need guidance? Fill out the form, and I will get back to you swiftly to support your success.
Today | By Appointment |
Thank you for your interest in speaking with me. Please send me a message with your availability and I will reply within 24 hours to set up a conversation. Thank you! Bob Hoepfner
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